We keep your digital records, send HMRC every quarterly update and file your tax return, from £49 a month + VAT. You get your bank and letting agent statements to us, and the software is included.
Rather talk it through first? Call 07476 989568 or message us on WhatsApp.
No setup fee. Landlords generally cannot reclaim VAT, so the price including VAT is what you pay.
If quarterly updates are already overdue when you join, we tell you the cost of catching up before we start. Property held in a limited company is not in Making Tax Digital for Income Tax: see property company accounts.
Making Tax Digital asks three things of a landlord: digital records of rent and expenses kept through the year, an update to HMRC every quarter, and a tax return filed through the same software. We take on all three, and we tell you what to pay and when.
Your part is getting your paperwork to us and telling us when something changes. Everything that goes to HMRC comes from us.
Sam owns two flats and a house in their own name. Rent before expenses on the 2024/25 tax return was £54,000, with no self-employment income. That is over £50,000, so Sam has been in Making Tax Digital since 6 April 2026.
For 2026/27 the updates are due on 7 August, 7 November, 7 February and 7 May, and the tax return by 31 January 2028. Any update not yet sent still has to go in before the return, so we send those first. Sam's payment dates stay 31 January and 31 July.
Alex and Jo own two flats together in equal shares, with £70,000 of rent a year. Each of them has £35,000 of qualifying income. Neither was over £50,000 on the 2024/25 return, so neither joined in April 2026.
If the rent is the same on their 2025/26 returns, each of them is over £30,000 and both join on 6 April 2027. Each keeps records of their own share and sends their own updates and tax return. We can act for both.
Names and figures are illustrative. Your own position is decided by your own returns.
From September 2026, HMRC is signing up landlords and sole traders whose qualifying income on the 2024/25 return was over £50,000 and who had not signed up themselves. The confirmation comes by post or in your HMRC online account, and HMRC sends it to you, not to an accountant.
HMRC signs you up from the information it already holds, so the income sources on your account need checking before the first update goes in. The next update is due on 7 November 2026, covering 6 April to 5 October 2026.
We check which income sources HMRC has put on your account, and whether any property income has stopped or started since your 2024/25 return.
HMRC requires you to authorise an accountant before they can act for you. We send you the steps for authorising us through HMRC's agent services.
We set up Xero or FreeAgent, bring in your bank transactions from 6 April 2026 and record your letting agent's statements for the same months.
We send any update that is already due, then every later one before its deadline, and file the tax return at the end of the year.
Making Tax Digital for Income Tax applies to individuals with rental income or self-employment income over the thresholds. It suits you if one of these describes you.
Limited companies are not in Making Tax Digital for Income Tax, and neither are partnerships at present. For a property company, see property company accounts.
Already have an accountant? Once you have agreed the fee, we ask them for professional clearance and your records.
Your properties, your income and whether HMRC has written to you.
We reply within one working day with the fee in writing.
You authorise us with HMRC, and we set up your records and bank feed.
Your quarterly updates, your tax return, and what to pay and when.
If yours is not here, ask us or call 07476 989568.
£49 a month + VAT for 1 property (£58.80 including VAT), £69 a month + VAT for 2 to 4 properties and £99 a month + VAT for 5 to 9 properties. With 10 or more properties we price it for your portfolio. The fee covers your digital records, the software licence, every quarterly update and your tax return, and there is no setup fee. A second owner of the same properties adds £20 a month + VAT, self-employment income adds from £29 a month + VAT, and the capital gains tax report when you sell a property is £350 + VAT. If quarterly updates are already overdue when you join, we tell you the cost of catching up before we start. Send the form at the top of this page and we confirm your fee in writing within one working day.
No. A quarterly update is a summary of your income and expenses by category, and no tax is paid with it. HMRC has said that Making Tax Digital does not change the way you pay tax or the dates payments are due. Your balancing payment and first payment on account are still due on 31 January, and your second payment on account on 31 July. What changes is how often your figures go to HMRC. Each update runs from 6 April to the end of its quarter, so the update due on 7 November covers 6 April to 5 October, and the tax return after the year end confirms the final figures.
For 2026/27, HMRC will not give penalty points for late quarterly updates, but every update still has to be sent before the tax return can be filed. From 2027/28, each late update earns a point, and four points bring a £200 penalty, with a further £200 for each later miss. Late payment is separate. Under the new rules nothing is charged for the first 15 days, then 3% of the tax owed at day 15, a further 3% at day 30 and a penalty at an annual rate of 10% on what is still unpaid. The 3% becomes 4% from 2027/28. In your first year you have 30 days to pay or agree a payment plan before any late payment penalty applies. We send each update before its deadline.
Your agent's statements become the main source of your records. Each statement shows the rent the agent collected, their fees, any repairs they paid for and the amount passed on to you. We record the rent and each cost separately against the right property, because the rent before the agent's fees is what counts towards your qualifying income, and the fees and repairs are expenses. With your permission we collect the statements from your agent directly, so the records do not wait for you to forward them. Costs you pay yourself, such as insurance or a service charge, we add from your own receipts.
Yes. Making Tax Digital applies to each person, and each owner is tested on their own share of the rent. Two people who own a property in equal shares with £70,000 of rent a year have £35,000 each. Each owner who is over a threshold keeps digital records of their own share, and sends their own quarterly updates and their own tax return. HMRC's guidance says a joint owner only needs records for their share and does not need to link them to the other owner's records. We can act for both owners, which keeps the two sets of figures consistent from the first quarter.
Xero or FreeAgent. Both are recognised by HMRC for Making Tax Digital for Income Tax, and Buzz Accounting is a Xero Gold Partner and a FreeAgent Partner. We choose the one that suits your properties: FreeAgent handles joint ownership and letting agent statements well, and Xero suits landlords who already use it for a business. You can log in and see your figures at any time, and we do the bookkeeping, the updates and the return in it. If you already keep your records in one of the two, we carry on in the same account rather than moving you.
A licensed practice of the Association of Accounting Technicians through Peter Allen MAAT, licence 1001556. ICPA members. Supervised for anti-money-laundering purposes by HMRC. Professional indemnity insurance in place.
AAT licensed
ICPA member
Xero Gold Partner
FreeAgent PartnerFrom £49 a month + VAT. Tell us about your properties and we will confirm your fee within one working day.
One short email: what has changed in landlord tax, the dates coming up, and one number worth checking in your own figures.