About Accountants for Landlords

Landlords and property investors

Accountants for Landlords is a trading style of Buzz Accounting Ltd, registered in England and Wales, company number 15182358. We work with landlords and property investors: people letting one flat, people running thirty, HMO operators, landlords living abroad, and the companies and SPVs that hold property for them.

Landlord tax is mostly personal tax, with a set of rules that only apply to property. The finance cost restriction in ITTOIA 2005 ss.272A and 272B. The gross-rent test for Making Tax Digital. Incorporation relief under s.162 TCGA 1992 and the Ramsay business test behind it. Partnership relief for stamp duty under paragraph 18 of Schedule 15 to the Finance Act 2003. The 60-day capital gains window. Form 17 and its 60-day time limit that cannot be extended.

The software we work in

Buzz Accounting is a Xero Gold Partner and a FreeAgent partner, and both are recognised by HMRC for Making Tax Digital for Income Tax. Quarterly updates are due on 7 August, 7 November, 7 February and 7 May, and the tax return by 31 January.

What we do

• Making Tax Digital for Income Tax — digital records, the four quarterly updates, and the return filed through MTD software where you are mandated.
• Self assessment for landlords — the property pages, allowable expenses, the finance cost tax reducer, replacement of domestic items relief, the property income allowance and rent-a-room relief where they apply, and jointly held property including Form 17.
• Property bookkeeping — income and costs recorded property by property, so each quarterly update is ready to send when it is due.
• Property company accounts and corporation tax — including the associated companies rule that divides the £50,000 and £250,000 profit limits between every company in the group, and ATED where a dwelling is worth over £500,000.
• Incorporation modelling — the cost of getting there, as well as the position once you have arrived.
• Capital gains tax on a sale — the computation, the reliefs, and the 60-day reporting and payment window that starts at completion.
• Non-resident landlords — the Non-Resident Landlord Scheme, its quarterly cycle, the NRLY annual return, and the rule that every UK property disposal is reported even where there is no tax and even where there is a loss.

Investment and mortgage advice

• We do not give regulated financial advice. Buzz Accounting Ltd is not authorised by the Financial Conduct Authority, and nothing on this site is a personal recommendation about an investment.
• We do not give mortgage advice. Gearing, product choice, rates and refinancing all go to a broker. We can tell you what a given interest cost does to your tax position.
• We do not tell anyone whether to buy, sell or gear a property. We explain how the tax works on each option and what each one costs. Which one is right for you depends on things a tax computation cannot see.
• We do not claim that incorporating "solves" Section 24. It removes the finance cost restriction. It also brings capital gains tax on a transfer at market value, stamp duty on market value, and a second layer of tax on getting the money back out — and dividend rates rose to 10.75% and 35.75% on 6 April 2026.
• We do not start work without an agreed fee. Making Tax Digital done for you is from £49 a month + VAT, and everything else is a fixed fee agreed before anything starts.

How we work

Most of the work falls around the quarterly update dates, the 31 January deadline and the 60 days after a property sale completes, and it depends on records being kept property by property.

• Remote-first, across the United Kingdom. We work with landlords everywhere in the UK by phone, video and email.
• Jurisdiction stated up front. Property transaction taxes differ by nation: Stamp Duty Land Tax in England and Northern Ireland, Land Transaction Tax in Wales, and Land and Buildings Transaction Tax with an 8% Additional Dwelling Supplement in Scotland. Scotland sets its own income tax bands, six of them. We tell you which nation's rules apply to you.
• Everything dated. Every figure on this site carries the date it took effect, and anything announced but not yet in force is marked as such.

Where to start

The quickest useful thing is the MTD checker, which takes about a minute and settles the question most landlords are currently guessing at. After that, the landlord tax calendar is the page worth bookmarking, with every date that carries a consequence on one printable sheet. If HMRC has written to say it has signed you up for Making Tax Digital, read what to do next. If you would rather talk to somebody, book a free property tax review.