The gross figure for the year — turnover, not profit. Do not take the mortgage, the agent's fees or anything else off it.
Your share of a jointly owned property counts as your qualifying income. £50,000 of rent split equally is £25,000 each. If you have already entered only your own share above, answer no.
Turnover from any trade or profession in your own name, before expenses. It is added to your rent for one combined test. Enter 0 if you have none.
For the comparison only. Finance costs have never reduced qualifying income — this figure is here to show you the size of the gap.
The exemptions are specific and most landlords have none of them. Pick the first one that fits.
Illustrative figures on 2026/27 rates and simplified assumptions. This is information, not advice, and it is no substitute for a proper calculation on your own numbers. Ask us to work through your own figures.